Pricing & Buying

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Purchase Procedure

INITIAL APPLICATION AND OFFER LETTER
Collect an Application Form from our office in Tema or use Application Form in the Brochure or our website. Complete the Application Form and return it to our office by hand or fax or e-mail for an Offer Letter.

DEPOSIT AND ALLOCATIONS
Before an allocation will be made, certain criteria must be met. These criteria are set out in the offer Letter.

AGREEMENT FOR SALE AND FINAL PAYMENT
When all conditions are met, an agreement for sale will be executed between ST. PATRICK ESTATES LIMITED and the BUYER. The agreement for sale incorporates the terms for the purchase of the house. Upon completion, St. Patrick Estates Limited will send a final invoice to the customer along with a statement of account, which will indicate the amount paid. 

MORTGAGE INSTITUTIONS
The HFC Bank Ghana Limited, Fidelity Bank Ghana Limited and Ghana Home Loans Limited which are based in Ghana extend mortgages to qualified resident and non-resident Ghanaians. To apply to HFC, Fidelity or Ghana Home Loans, you must complete and submit our Application Form to us for an Offer Letter to them after which you will be required to fill out their Mortgage Application Form. After processing and vetting they will issue you with a Facility Letter confirming their agreement to provide Mortgage Financing.

We will make allocation at such time that we receive a Facility Letter on you and all required deposits having been made to us or the Mortgage company. Note that partial deposits may be made to us bit by bit until such time that full deposit is accumulated.

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